His life spiralling out of control was what led a senior police officer to kill himself by walking in front of a train in Gloucestershire, a coroners' court has heard.
Former Leicestershire assistant chief constable Gordon Fraser, 49, died on October 19, 2012 by stepping in front of and turning his back on a speeding train at Aston Magna in Moreton-in-Marsh.
It was three days before the father-of-three from Nuneaton was due to appear in court charged with perverting the course of justice after allegedly lying about a speeding offence with his wife.
Gloucestershire Coroner's Court heard how Mr Fraser was a family man who had risen swiftly through the ranks in the West Midlands Constabulary before moving to take on the senior role in Leicestershire in 2010 in a career spanning 25 years.
Mr Fraser was described by his wife Theresa, 42, of being a popular and revered figure at work, saying he was a "great dad, loyal friend and loving husband".
However his life started to spiral out of control in 2005 when investment ventures in America went sour during the recession after a few years of prosperity, which family and friends had also invested in.
The family lost all its properties in Florida apart from one, which Mr Fraser was determined to save to recoup some of his friends and families' money, ploughing in thousands of his own money, including savings and even his children's savings, according to Mrs Fraser.
"Property values plummeted and the end result was we lost the properties and so did family and friends," she said.
"He felt very very strongly that he had a responsibility to salvage what we could of the business and people's money.
"When we failed in doing that, it hit him very hard."
In December 2010 he was told he was being suspended from work and his investments were going to be investigated, with police officers searching his home and office.
Both him and his wife, who was a serving police officer with West Midlands Constabulary were charged with fraud and gross misconduct offences.
"He was convinced in the early days that the investigation would take a matter of months when we would get the opportunity to speak, he would be able to clear his name," she said.
"He felt very strongly he would return to work."
But after 13 months of waiting, he started taking anti-depressants as his mood lowered even further.
"He was very very low, I was extremely worried about him," said Mrs Fraser.
She added that a further cloud over her husband's head had been the loss of a close friend in 2006, something Mrs Fraser believed he never truly got over.
When she confronted him about his increasingly depressive behaviour and the effect it was having on the family he broke down.
"He said 'would you believe me if I said I had been standing by a railway line?' It was a great shock to me," she said.
In March the couple were both arrested for perverting the course of justice after Mrs Fraser said she decided to take responsibility for a speeding offence the family car had received.
By October he was starting to resume social activities and making plans for the future with the family and apparently making more effort with Theresa and the children.
But an incident on October 17 led to Mr Fraser leaving the home and staying in the family caravan in Evesham and he would not return.
The pair had received "upsetting news" which was to be revealed in the upcoming court case, but Mrs Fraser denied it had caused an argument between her and her husband when asked by the coroner.
At 11.30am on October 19 he texted his wife saying: "This will all be over by the end of today, you deserve much more than this."
She called him and described him as being incoherent and very upset and hung up after she asked him to come home.
At 12.30pm reports came in that a hooded Mr Fraser had been struck by an eight-coach train travelling 65mph at a railway bridge.
Senior coroner Katy Skerrett said it was clear Mr Fraser felt he had let his friends and family down.
"Towards the summer of 2011 he had expressed suicidal thoughts to his wife," she said.
"We have a man who was confident he was going to be cleared and that his life would be resuming soon.
"Despite all that I am satisfied there were a number of triggers which led to Mr Fraser deciding to take his own life."
Mrs Fraser was highly critical of the police forces' approach to her husband after the fraud charges were brought forward both during and after the court case, claiming he was targeted in a "witch hunt" because of his rank.
Outside court her barrister Brian Dean read this statement:
"Today's proceedings bring to a close another chapter for Mrs Fraser her children and their extended family.
"But in many ways this is just the beginning of a long journey for them.
"Mrs Fraser feels more strongly than ever as her legal team does that her own and Gordon's name will be cleared at her upcoming trial and that this will compound what a tragic and unnecessary waste of his life this has been."
In a statement, deputy chief constable Simon Edens said: "Gordon's sudden death was a terrible tragedy for his wife and children to whom the force continues to offer its heartfelt sympathies.
"It caused deep and lasting shock to everyone who knew and worked with him, in Leicestershire and in his previous force, West Midlands Police.
"During his service Gordon had become a very experienced and widely respected police officer.
"However in the autumn of 2010 serious allegations were made against him and other which whilst being thoroughly investigated by an outside force necessitated his suspension from his duties in Leicestershire Police.
"It is extremely sad that he found himself in a state of mind where he felt determined to take his own life."
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