GARAGE owner Matt Jones believes the cost of the floods to his business is more than £300,000.
But he's been told he is entitled to just £20,000 to cover his losses.
Matt runs Lydbrook Garage, which was under about four feet of water earlier this week, wrecking cars and equipment.
Despite the devastation, he was working on vehicles again yesterday but has said the situation could have been avoided with a quicker response from the authorities.
"We called Highways at 3am on Sunday to tell them the culvert was blocked and they needed to come out," he said. "It wasn't until hours later they came, when it was far too late. The loss adjusters have been out and said we've got the wrong insurance so we're only entitled to £20,000. I've got to carry on with business, what else can I do?"
The main road through Upper Lydbrook was turned into a river on Sunday after persistent heavy rain. As well as Matt's garage, it hit other businesses including the Jovial Colliers pub, and 12 houses.
The county council said a large drain in the village became blocked in a number of places overnight on Sunday.
Yesterday, however, there was confusion over who owned the drain after both the county council and district council said it did not belong to them
Duncan Jordan, chief operating officer, said: "We sent more than 50 firefighters to pump out as much water as possible, though the water was already inside people's homes on our arrival.
"The chief fire officer attended the scene and was in direct contact with other council services to discuss what additional support was needed.
"The county council remained on scene for several days, pumping out the water and clearing up once the water had drained away."
Meanwhile, hay bales were delivered by firefighters to 60 stranded horses on flooded farmland next to the A40 at Over Causeway yesterday, closing the road.
The animals have been cut off all week and the fire service also helped get RSPCA workers and a vet to them to check their welfare.
The animals, some of which had become dehydrated, were checked over and treated when necessary.
Environment Agency teams were pumping water away from properties at Alney Island yesterday too.
